"People who find themselves with extra cash can face a dilemma. Should they use the money to pay off—or at least, substantially pay down—that pile of debt they’ve accumulated, or is it more advantageous to put the money to work in investments that will grow for the future? Either choice can make sense, depending on the circumstances.

In this video we have discussed, how to understand if we should prepay the loan or we should invest the excess amount in the asset class.
In this video we have also discussed which asset class we should invest in.

Additionally, we will try to understand how to compute the amount of money we are going to save.
So to understand how to effectively decide between prepaying debt or investing, stay tuned till the end of the video. "

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What is covered?
00:00 Start
00:30 Introduction
02:12 Things to consider before making decision of prepaying loan or investing
05:18 Exception to the rule of prepaying fast or investing in market
06:53 Numerical example to understand the amount of saving
16:15 Conclusion

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