There are major differences between debt buyers and debt collectors. Knowing these differences will help you better understand how this affects you, your settlement, and your credit report. First and foremost, a debt buyer is buying your debt, usually for pennies on the dollar, and taking a risk in in that purchase. We'll talk more about that, and why it matters in the collection process.

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Michael Bovee started CRN in 2004 with a mission to provide people in need with detailed credit and debt help. The DebtBytes Channel is an extension of the CRN blog, and is dedicated to finding the debt relief option or strategy that works best for you.