Today, we have some tips and tools for settling credit card debt directly with your original creditors. Learn how to time your settlements just right, for the best offer, and save the most money. Payment plans and debt reduction are definitely possible, with the right information.

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Michael Bovee started CRN in 2004 with a mission to provide people in need with detailed credit and debt help. The DebtBytes Channel is an extension of the CRN blog, and is dedicated to finding the debt relief option or strategy that works best for you.