Everyone deals with excess spending a little differently: some of us opt for an intense allout sprint approach to financial health while others plod on with slow, steady consistency like hitting a daily step goal. Whatever your intensity level, the Budget Nerds are sharing twelve ways to cut costs!

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Timestamps:
0:00 #1 Coupons
6:10 #2 Cancel services and subscriptions
8:50 #3 Change payment frequency
10:59 #4 Shop around
13:30 #5 Figure out groceries
16:03 #6 Negotiate
18:07 #7 Homemade solutions
21:43 #8 Cut a little from a lot of categories
23:04 #9 Figure out groceries, part 2
25:10 #10 Reduce dining out...or don't
29:10 #11 Don't buy right away
32:46 #12 Reconsider transportation
35:00 Do what works for YOU!
35:54 YNAB Wins


Links mentioned:

Our $298 Grocery Budget for a Family of 5: https://www.youneedabudget.com/our29...
More Money Challenge: https://www.youneedabudget.com/moremo...

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