Support specialist Kat joins the podcast to talk about managing credit cards in YNAB. Tracking and managing credit cards can be confusing in YNAB if you are new to the app, but Kat breaks down how credit cards work in zerobased budgeting and the nuances of how the YNAB app handles them. Ben and Kat also field some common questions from YNAB users about credit cards and credit strategies.

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Timestamps:
0:00 Intro
1:55 How credit cards work in YNAB (including the credit card float)
10:06 Handling returns and other inflows to the credit card account
19:22 Handling credit card interest
26:02 Buy now, pay later services (and how to handle them in YNAB)
37:52 Credit card hacking (using points, rewards, and cash back)
43:15 Sharing credit cards with kids

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