When you overspend in a budget category, just adjust. No guilt necessary. If you plan to take the kids to the beach but it’s pouring down rain, do you still go? Of course not! Circumstances change and plans change with them. Your budget is no different. If you overspend in one category, free up money from another category and move along. Remember, you’re the boss!

Timstamps:

0:00 Intro
0:36 How Ben and Ernie approach to "weighing the tradeoffs"
7:30 Categories Ben and Ernie regularly overspend from
19:42 Largest, unexpected expense Ben and Ernie had to roll with
24:23 Have the Budget Nerds ever abused Rule 3?
27:29 Overspending situations: What would you do?
32:31 Outro

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