Will Indexed Universal Life Insurance ever live up to its promises? That is a question so many people reach out to me and ask. I finally had a brave soul willing to have a conversation about it.

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Clarity Call ► https://www.LIFE180.com/claritycall'>https://www.LIFE180.com/claritycall
Agent Interview To Join Team ► https://agent.life180.com/
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Chapter Timestamps Here ⏰
0:00 Intro to the truth behind indexed universal life
3:00 Introduction to the call with potential IUL policy buyer
7:00 IUL Client Backstory on Their Journey To IUL Policy Selection
12:00 Uncapped IUL Indexes vs Capped Index Comparison
19:00 A Look At His Optimized National Life Group IUL Illustration
24:00 Where IUL Policies Get Bad
32:50 Should You Pay Your Premiums and Loan Expenses From Your IUL Policy Loan???
35:30 Using 3rd Party Excel Calculators To Sell IUL Is Against The Law
37:00 Paying Your Policy Loan and Premium Doesn't Solve The Problem HERE IS WHY
46:00 IUL Probably Doesn't Align With Your Values & Beliefs
50:50 There Are Bad Whole Life Agents And Bad IUL Agents
54:30 Why I Like Whole Life Insurance More Than IUL
1:07:00 Getting Creative With IUL Income Doesn't Eliminate The Risks
1:17:00 Using IUL Policy Loans For Income Will Likely Lead To Policy Lapse and Tax Problems
1:21:00 Why I Use Whole Life AND Real Estate Together NOT IUL
1:32:00 The Reason You Can't Use IUL For Infinite Banking


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VALUABLE CONTENT TO CONTINUE THE EDUCATIONAL JOURNEY:

How To Properly Structure A Whole Life Policy
   • How to Properly Structure a Whole Lif...  

Indexed Universal Life vs Whole Life Which is Better
   • Indexed Universal Life (IUL) vs Whole...  

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SOCIAL LINKS ► https://y.at/
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ABOUT LIFE180
Chris Kirkpatrick launched LIFE180 as a solution to a problem. As the director of business development for a Fortune 1000 life insurance / broker dealer, he became disenchanted with the financial industry because of the lack of education provided to clients and how "financial advisors" were really just glorified sales people.

So... LIFE180 was launched to help give relevant financial education for people to create wealth. Along the journey, LIFE180 has evolved. Chris quickly realized he was passionate about not just helping entrepreneurs on how to leverage their money, but how to build their businesses.

Over the past 5 years, Chris has spent thousands of hours mastering the art of online business development for himself and clients. In 2020, LIFE180 morphed into a full service online business launch and development agency. If you need any help creating more revenue or generating more leads online, LIFE180 can help.

https://www.LIFE180.com

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*All content in this video is for educational purposes only and is not to be interpreted as personal financial advice.

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