Terms apply. See capitalone.com for details

A secured card is a credit card for people who want to establish, build or rebuild their credit. If approved, you’ll make your minimum, onetime refundable security deposit to unlock your credit and get your card. Capital One will securely hold your deposit while you use your card responsibly.

If you qualify, Capital One will automatically upgrade your card and return your deposit back as a statement credit. Your card will be a traditional, unsecured card!