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Hey guys, in this video, I break down 3 reasons as to why I believe everybody should strongly consider applying for business credit cards, including yourself. The first reason I believe so is because most people are eligible for business credit cards, even without an official business. All you have to do is apply as a sole proprietor and use your SSN to apply like normal! The second reason is that business cards offer higher welcome offers than personal credit cards. While the spending requirements to hit those offers may be higher, in combination with reason #3, you’ll see just how powerful this is. The third reason is that business credit cards do not impact your personal credit report (usually). This allows you to add business credit cards without impacting your Chase 5/24 count or adding a new credit account to your personal credit profile. All of these reasons combined (and more) are why I truly believe everyone can benefit from business credit cards. If you’ve been wondering “Are business credit cards worth it?” or “How to get a business credit card without an official business”, this video is for you!

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Card Links:
Chase Ink Cards: http://spencerjohnsonofficial.com/cha...
Chase Freedom Unlimited: http://spencerjohnsonofficial.com/fre...
Amex Business Cards: http://spencerjohnsonofficial.com/ame...
Make sure you look for the highest welcome offer you can find before using mine... particularly with Amex cards!

My Business Bank Account:
Novo: http://spencerjohnsonofficial.com/novo

Talk To Me Personally:
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Products I Use:
Rakuten ($3040 free): https://www.rakuten.com/r/SPENCE11500
MaxRewards Gold (1month discount w/ code SPENCER): https://maxrewards.app.link/spencer
Kudos ($20 back after eligible purchase w/ code SPENCER): https://joinkudos.com/spencer
Ekster Wallets (5% off w/ code SPENCERJOHNSON): https://partner.ekster.com/spencer

Join My Communities:
The Credit Club: https://spencerjohnsonofficial.com/cr...
The Credit Community: http://spencerjohnsonofficial.com/dis...

Watch Next:
Watch Me Apply Playlist: https://spencerjohnsonofficial.com/wa...
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Is The Ink Preferred FINALLY Worth It? (New Offer):    • Is The Ink Preferred FINALLY Worth It...  
The Chase 5/24 Rule: What You NEED to Know:    • The Chase 5/24 Rule: What You NEED To...  
Amex Blue Business Plus: Get APPROVED With NO Business:    • Amex Blue Business Plus: Get APPROVED...  

Chapters:
00:00 The Gameplan
00:25 Reason #1: You’re Eligible (Even Without An Official Business)
02:47 Can You Put Personal Expenses On Business Credit Cards?
05:23 Automatically Activating Business Card Offers
07:18 Reason #2: Higher Welcome Offers
10:22 Reason #3: Do Not Impact Personal Credit Report (Usually)

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Advertiser Disclosure: Some of the card links and other products that appear on this website are from companies which Daily Drop will earn an affiliate commission or referral bonus. Daily Drop is part of an affiliate sales network and receives compensation for sending traffic to partner sites. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies, or all available credit card offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

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