This video elaborates what is credit score as used in the American financial system. The video explains factors that determine credit score, how to improve credit score, lowest and highest credit score.

The highest possible credit score is 850. The lowest credit score is 300. A credit score of 0 means you are not participating.

Credit bureaus that are custodians of credit score include;
1. Experian
2. Transunion
3. Equifax

Factors that influence credit score include;
1. Payment history
2. Amount owed
3. Credit history
4. Credit Mix
5. New credit

How to improve credit score
1. Make your credit payments on time
2. never skip a payment
3. Use a credit card when buying small things and pay immediately
4.Involve another person for self discipline

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