Ellie explains what to do if you can't pay your credit card debt. If you're worried about debt, credit cards, or you're stuck paying the minimum balances each month then we can help.

If you're struggling with your finances don't wait to ask for help. Use our free online debt advice tool today and take the first step towards changing your situation. Start now at https://www.stepchange.org/start'>https://www.stepchange.org/start

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We provide the UK’s most comprehensive debt advice service. Since 1993, we've helped 7.5 million people with debt problems take back control of their money and their lives.