Enhancements are coming to the Fair Debt Collection Practices Act before the end of 2021. Before we review the changes, we take a look at the set of laws that date back to 1977, which establish certain requirements and restrictions on debt collectors. We look at provisions in the Act and remedies for consumers.

0:00 Fair Debt Collection Practices Act
1:05 Provisions
1:34 Remedies
2:00 Sources

Fighting Forward Guide (with sample letters): https://www.safetyweb.org/healthwatch...

Consumer Financial Protection Bureau (CFPB) guide:
https://www.consumerfinance.gov/askc...

Updated Free Weekly Credit Reports video:    • Update: Free Weekly Credit Reports Du...  

How to Dispute a Debt:
Equifax
Dispute online: https://www.experian.com/disputes/mai...
Dispute by mail: https://usa.experian.com/content/docu...
Dispute by phone: Call the number on your report

Experian
Dispute online: https://www.equifax.com/personal/cred...
Dispute by mail: P.O. Box 740256, Atlanta, GA 303740256Dispute by phone: (866) 3495191

TransUnion
Dispute online: https://service.transunion.com/dss/lo...
Dispute by mail: P.O. Box 2000, Chester, PA 190162000Dispute by phone: 1 (800) 9168800

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