If you've never had a credit card, then this video will take you through the basics you need to know and recommend the top first credit cards.

Though you can get benefits such as extra consumer protection, 0% interest and rewards, the main reason to get a card is to help boost your credit score. But only do this if you are confident you won't get sucked into debt and spending money you can't afford.

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FirstTime Credit Cards: Your questions answered    • FirstTime Credit Cards: Your questio...  

For my monthly updates on the best credit cards in the UK, check out this playlist
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#Creditcards #Creditscore #Creditbuiling

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Andy Webb is a money blogger and journalist. He runs the awardwinning website Be Clever With Your Cash, hosts the Cash Chats podcast, presented Channel 5’s Shop Smart Save Money and writes every month for Reader's Digest. Andy also founded the community ukmoneybloggers.com.

Andy's YouTube channel won Best Money Vlogger at the 2017 SHOMO awards.

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DISCLAIMER
Content in these videos does not constitute regulated financial advice. Any offers mentioned were correct at the time of filming.