Living off dividends in retirement seems safe. Because you never have to sell shares of stocks, ETFs or mutual funds, you can never run out of money. Yet it's not quite that simple.

In this video we'll look at four major problems with living off dividends. Then will discuss why focusing on Total Return is a much sounder approach to investing in retirement.

Finally, we will look at some reasonably safe ways to increase your dividend yield if you must.

Tools & Resources

My Book (of course): https://amzn.to/2MsRJ9B
Personal Capital: https://go.robberger.com/personalcap...
M1 Finance $30 Bonus: https://go.robberger.com/m1financebo...
Best Investment Tracking Apps: https://bit.ly/3wSbKZa

Portfolios

1⃣ 3Fund Portfolio: https://bit.ly/3yT6hmO
2⃣ Merriman Ultimate Buy & Hold Portfolio: https://bit.ly/3g9qtse
3⃣ Ray Dalio All Weather Portfolio: https://bit.ly/3cbzdwF
4⃣ Warren Buffett Portfolio: https://bit.ly/3pdI8mm

ABOUT ME

While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money.

I'm also the author of Retire Before Mom and DadThe Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)

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DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.

AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.