➡ Best Personal Loan Rates https://www.bankrate.com/loans/person...

In this video we explain how and where to get a personal loan and some of the pro's and con's of personal loans. We run through a step by step guide on how you can get a personal loan. We even offer some contrasts when you think about personal loans vs credit card and other lending alternatives. Ultimately, getting a personal loan is not all that difficult, but your approval will depend on a few things, including employment states, credit score, debttoincome ratio, and more. There are plenty of online lenders such as SoFi, Best Egg, Payoff, etc., but those tend to specialize in lending to people with good to excellent credit. On our website we've identified various options for those that need a personal loan and have bad credit or poor credit.

Video Host Briana Nelson:
   / @brinelson1  



▬ HELPFUL RESOURCES ▬
Full Article How To Get A Personal Loan:
https://www.bankrate.com/loans/person...

Best Bad Credit Loans:
https://www.bankrate.com/loans/person...

Lightstream Personal Loans Review:
https://www.bankrate.com/loans/person...

SoFi Personal Loans Review:
https://www.bankrate.com/loans/person...

Discover Personal Loans Review:
https://www.bankrate.com/loans/person...

Best Egg Reviews:
https://www.bankrate.com/loans/person...

Personal Loan Calculator:
https://www.bankrate.com/calculators/...




▬ CONNECT ▬
Website: https://www.bankrate.com/?utm_source=...
Facebook:   / bankrate  
Twitter:   / bankrate  
Instagram:   / bankrate  

Sign Up For Bankrate Dashboard (It's Free):
https://www.bankrate.com/signup/?utm...



▬ TIME STAMPS ▬
00:00 Video Overview
00:27 Benefits of a Personal Loan
01:23 Step 1 (Run the Numbers)
02:24 Step 2 (Check Credit)
03:28 Step 3 (Different Options)
04:19 Step 4 (Loan Type)
06:10 Step 5 (Shop for Lenders)
07:29 Step 6 (Apply for Loan)
08:04 Step 7 (Documentation)
08:41 Step 8 (Approval)
10:11 Final Advice



▬ CREDITS ▬
Much of the footage in this video has been provided by Storyblocks and Getty Images.