This is how much money we've made from our stock portfolio in the last 5 months.

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We technically started investing at the end of 2020 when we started funding our Roth IRA’s. However, we didn’t do any investing outside of that, and as you probably know, Roth IRA contributions are limited to $6,000/year per person (so $12,000 for the both of us). It wasn’t until about 4.5 months ago that we started investing much more seriously, and have since then taken our combined portfolio value from about $13,000, to now over $110,000.

Most of that difference is just money we’ve been actively investing either from our working income or our savings, but about $11,000 is from capital appreciation. This isn't necessarily passive income from the stock market, but we could pull these gains out if we wanted to (at which point it would be passive income). We probably won't though.

0:00 Intro
1:19 Roth IRA
3:37 Growth Portfolio
7:09 Dividend Growth Portfolio
9:13 Stock Portfolio Summary

Our Roth IRAs only contain index fund ETFs (exchange traded funds). These are designed to be very passive so we can fund them and forget about them. They're also meant to track the entire stock market as a whole, but with a slight leaning toward growth and information technology. We hold VTI (Vanguard total stock market ETF), VUG (Vanguard growth ETF), and VGT (Vanguard information technology ETF).

Our dividend portfolio is designed around making passive income from dividends, but also leaving room for growth potential. We're invested in a mix of stocks and index fund ETFs in this portfolio that pay dividends. Dividend yields are anywhere between 0.5% and 7.5%. Our holdings are:
1) Ally Bank (ALLY)
2) Apple (AAPL)
3) Microsoft (MSFT)
4) Oneok (OKE)
5) Store Capital (STOR)
6) Sony (SONY)
7) JEPI (JP Morgan Equity Premium Income ETF)
8) SCHD (Charles Schwab U.S. Dividend Equity ETF)
9) VFH (Vanguard Financials ETF)

Our growth and speculative portfolio is designed for much more growth without the passive income from dividends. We're also speculating with a few companies in this portfolio. There's higher risk doing this, but much more upside potential in terms of gains. Our holdings are:
1) Google (GOOGL, or GOOG)
2) Amazon (AMZN)
3) Apple (AAPL)
4) Facebook (FB)
5) Microsoft (MSFT)
6) NVIDIA (NVDA)
7) Coinbase (COIN)
8) Corsair Gaming (CRSR)
9) Palantir (PLTR)
10) Voyager Digital (VYGVF)


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