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Key parts on this video on #retirement
1) Problems with retirement planning calculation
2) What you need to prepare before reaching retirement

Fear of running out of money is a problem I hear from retiree clients.
80% of retirees have their savings after 20years. Many hoard onto their cash. Some even grew their assets! Scarcity mindset is real

50% of Singaporeans feel they need to rely on children for their retirement

From studies, 70% of your current expenditure is a good projection for your retirement expenditure.
If you spend $3,000/m now, expect to spend about $2,100/m when you retire.

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Sources
https://www.income.com.sg/blog/retire...
https://www.businessinsider.sg/almost...
https://am.jpmorgan.com/us/en/assetm...

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About Josh:
Josh holds a degree in Accounting.

In 2016, he cofounded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom.

As a ChFC charterholder, Josh has agreed to be bound by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investmentrelated data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video. No products were advertised.

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