A step by step guide for how you can build your credit using a credit card. A lot of people get confused by how credit cards can actually help them improve their credit and the best way to use them to improve their credit profile.

Some of the things I will talk about may seem very obvious but in this video I also go through some very indepth explanations of how credit card companies assess customers and why you need to do certain things with your credit card in order to make the best impact on your credit profile.

Watch for full details on how to get the right credit card, what to do with the card once you got it, exactly how to optimise your use to improve your credit and some tips on how long it may take to improve your credit by using a credit card.

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TIMESTAMPS
Introduction 00:00
Step 1: Apply for a credit card 01:37
Step 2: Spend on the credit card 10:14
Step 3: Repay your balance in full 14:44
Step 4: Repeat every month 17:37
Ending 20:10

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DISCLAIMER: I am not a financial advisor and this is not a financial advice channel. All information is provided strictly for educational purposes. It does not take into account anybody's specific circumstances or situation. If you are making investment or other financial management decisions and require advice, please consult a suitably qualified licensed professional.