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What are common terms used by commercial bankers and lenders on the job? In today's video we discuss basic lending concepts that make up the foundation of how loans are structured to factor in various levels of risk. We cover questions like, what is the difference between amortization and loan term? How do you determine what the amortization of the loan should be? How do you calculate the borrowing base for an operating line? Why are working capital and debt service ratios important to analyzing a loan? See below the terms discussed in this video:

Amortization
Term
Balloon Payment
Interest Rate
Covenant
Debt Service Coverage Ratio (DSCR)
Working Capital Ratio (WCR)
Borrowing Base
Loantovalue (LTV)

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If you are a Canadian business owner looking to sell/buy a business or borrow funds, please reach out to me for an introductory call. You can contact me through email or through my LinkedIn at;

  / robertbezede20ab8a6a  

Roblee Capital is a Torontobased M&A Investment Bank focused on serving companies with revenues between $1MM to $100MM primarily offering sell and buyside M&A services. We work with Canadianbased business owners looking to sell their lower midmarket business. We also offer loan brokerage services for business owners seeking debt financing solutions to help finance and grow their business. If you are a Canadian business owner, please reach out so we can connect at the link below:

https://www.robleecapital.ca/