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Cash Value life insurance is a complicated topic! First, there are all kinds of different cash value life insurance policies.

You have indexed universal life insurance also known as IUL or equity indexed life or equity indexed universal life.

Universal life or current assumption universal life CAUL.

Whole life insurance is sold in all kinds of different ways like infinite banking concept, be your own banker, velocity banking, circle of wealth, and may other names. There are 7702 accounts, 770 accounts, 702 j retirement plans. All of these are simply different ways bad agents position life insurance.

Bad advisers are everywhere. The goal of the channel is to make complicated subjects simple and easy to understand.