If you are facing the question of whether to apply for Social Security at 62 or wait for maximum benefits at 70, this video will outline my thought process behind my decision to wait for 70.

Sure, some breakeven calculations say why wait? But if you have a spouse counting on spousal benefits and more, the calculations could change.

I am not a financial professional, so take this video as entertaining ideas from one educated consumer to another. Always do your own due diligence and seek professional counsel for your specific situation.