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MARY:

I'm married to Ken and we have two boys aged 8 and 6. I'm a Londoner, born in Hackney! :)

Day to day, I run the operations of The Humble Penny as a creative doing everything from marketing to video editing. I studied Multimedia design and technology at Uni.

When I'm not creating, I love vegan food, traveling, working out, and doing some outdoor fun things with my husband and kids :)

KEN:

I'm a husband to Mary and daddy first and foremost.

Former CFO by day with over 12 years of experience in the investment business. I'm a Chartered Accountant and hold an MBA from Cambridge University.

To explore my creativity, I'm a blogger, YouTuber, speaker, etc. I create from my experiences as a family man and First Generation Immigrant.

I have a passion for all things Personal Finance, Business, and Personal Development. I also love Photography, Music, Travel, and Sport.

We became Financially Independent aged 34 and our story has been featured on the BBC, ITV, Financial Times, The Sunday Times, etc.


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★★ TIME STAMPS ★★
0:00 Intro
2:09 1. They live in expensive homes or locations
4:07 2. They have high lifestyle costs
7:06 3. They have high credit card debts
9:10 4. They are financing a car for life
11:51 5. They don't have a sufficient emergency fund
14:01 6. They pay too much in tax and their allowances have been taken away
17:42 Important Conclusion


Best, Ken and Mary

#costoflivingcrisis #ratrace #financialindependence

★★ WHAT THIS VIDEO IS ABOUT★★

Why High Income Earners Are Living Paycheck To Paycheck