When to Apply for a Mortgage | How to Choose a Lender for a Mortgage | How To Get the Best Rate
UPDATED VIDEO:    • (Update!) How to Choose a Lender | Ho...  
Updates & Clarifications: 34 month before you would like to close on your home I suggest you get preapproved, That is generally enough time for the home search and closing. Lender rate locks are typically 3060 days, so if you are building(new construction) you will need to lock in rate closer to the home being complete. You do need an address and price to get a Loan Estimate, but you do not have to be under contract(Please see link below).
⭐Check the rates in your state: https://www.consumerfinance.gov/ownin...
⭐Sample Loan Estimate: https://www.consumerfinance.gov/ownin...
⭐What you need to get a loan estimate:https://www.consumerfinance.gov/askc...
⭐Do you need to be under contract to get a loan estimate?https://www.consumerfinance.gov/askc...
⭐Denied Because of Credit: https://www.consumerfinance.gov/askc...
⭐If you suspect mortgage discrimination: https://www.consumer.ftc.gov/articles...

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