Interest rates are about to shift in May (likely slightly before) for people using a conventional loan.

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0:00 Upcoming Interest Rate Shift! How To Prepare
0:07 Changes on May
1:52 Comments about the changes
2:35 LLPA: Old vs. New
3:53 Adjustment in different scenario
6:35 Removed 20% down Trick
6:57 Fees are lower
7:05 DTI Adjustments
7:32 ARMs Adjustments
8:10 LLPA Waiver
8:49 How to qualify?
9:09 Fannie Mae HomeReady Lookup


— DISCLAIMER —
Kyle Andrew Seagraves is Federal Mortgage Loan Originator (NMLS 1701021) licensed in all 50 states with the Dan Frio Team at Allied First Bank (NMLS 203463), an Equal Housing Lender. Separately, Kyle owns Win The House You Love LLC, an education company. Win The House You Love LLC is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This video is only for educational usage. All calculations should be verified independently. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. Allied First Bank is not affiliated with the VA, FHA, or any other government agency. This video has not been approved by any government agency.