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You wouldn't expect a guy who started out hauling trash to end up with a decentsized property portfolio, but here I am.

I worked harder than most, but the dumpster business treated me well because of it, steady income and all, but the real key was how I used the profits. I wasn't out there buying the flashiest truck – that stuff depreciates faster than yesterday's news. Instead, I focused on buying property, but not just any property. I looked for places with good bones, in areas on the rise. Fixerupper multifamily homes in decent neighborhoods were my jam. A little sweat equity, a smart contractor, and I could turn a neglected property into something with real value.

That's the beauty – the equity. The bank saw the increased value too, and that opened doors. I could leverage that equity, take out a loan against the appreciated property, and use it as a down payment on the next one. Rinse and repeat.

It wasn't not always as easy as I'm saying it because there were weekends spent scraping wallpaper and evenings filled with permit applications, but slowly and surely, I built a portfolio of income properties.

You don't hear much about this kind of wealthbuilding among us bluecollar folks, but let me tell you, it's a gamechanger. It's about looking beyond the paycheck and using what you have to build something solid for the future.

Because I'm not on this earth to work for money, I want my money to work for me.