Chinese loan app scam exposed by undercover BBC investigation.

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Instant loan apps promise easy money. Millions of people have taken the cash, but many have found themselves trapped in a nightmare of blackmail, extortion, and abuse.

This BBC documentary investigation reveals that, in the last three years, more than 60 people in India have taken their own lives after being threatened or humiliated by loan apps.

But how does the scam work? And who is profiting from this abuse?

#BBCEye goes undercover to take you inside the loan app scam and to expose the people making money from misery, fear and shame.

Key moments from the film:

00:00 Intro
4:04 How ‘The Trap’ is set
5:21 Bhoomi on her experience with Asan Loan App
11:54 ‘Rohan’ takes us inside a payment retrieving call centre
14:31 Who is Parshuram Takve?
17:25 We meet the parents of Mounika, a 24yearold woman who has taken her life after being threatened by loan apps
20:20 Meet Sunhil, whose daughter has allegedly murdered his mother to repay loan apps
24:12 Inside a loan recovery call centre for apps like Paysense
26:42 Our undercover reporter meets team leader Vishal Chaurasia – he explains how loan recovery works
31:24 ‘Vikram’ and his experience with Navi Finance
33:59 We go to Takve’s village and meet his mother
36:45 Hong Kong, Li Xiang and the links to China

You can also watch this documentary in HINDI here    • Loan Apps Scam : BBC Investigation के...  
In MARATHI here    • Loan Apps Scam द्वारे Blackmail करून ...  
In GUJARATI here    • Loan Apps Scam : BBC Investigation ના...  
In PUNJABI here    • Chinese Loan Apps ਬਲੈਕਮੈਲ ਰਾਹੀਂ ਪੈਸਾ ...  
In TAMIL here    • Exposed: இந்தியர்களின் வாழ்க்கையை 'நா...  
In TELUGU here    • Loan Apps Scam: BBC Investigation రహస...  
Or in CHINESE here    • 威脅、羞辱至自盡BBC調查非法追債集團和背後的中國與印度得益者  BB...  

To watch more investigative journalism from our awardwinning BBC teams check out this documentary playlist, perfect for the biggest screen in your home:    • All BBC World Service Documentaries  

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