People behind with payments on their homes have a new way of finding the best solution to their arrears problems.

These new animated videos, interview clips and articles, created by the Ministry of Justice and available on Directgov, go from the point where there may be a problem, to communicating with landlords or mortgage lenders, how to prepare for court and what happens during and after a court hearing.

The full articles and information can be found at www.direct.gov.uk/mortgagearrears and www.direct.gov.uk/rentarrears