Mortgage Underwriting Explained UK What does an underwriter do with your mortgage application? What is the underwriting Process and what are lenders looking at. Mortgage underwriting is explained so you can understand what the underwriters are checking to ensure you avoid getting your mortgage application declined.

Home of My Own First Time Buyers Handbook
The complete guide for first time buyers Plan your journey to finding your dream home.
Every step of the Home Buying Process is outlined, in an easy to understand way, perfect for first time buyers. Including sections to plan and document your progress every step of the way.
Order your copy at https://homeofmyownuk.co.uk/

Obtain Your MultiAgency Credit Report
Check all 4 Credit Reference Agencies Experian, Equifax, Transunion & Crediva at once. This is a must if you are thinking of applying for a mortgage!
Check My File
https://www.checkmyfile.partners/4F44...
Free 30day trial, cancel at any time & then just £14.99pm thereafter with no contract

Subscribe To My Channel and Get More Great Mortgage Tips
   / @pfsmortgages  

CreditLadder
Report your rent payments to Experian & Equifax to Improve your Credit Score
https://www.creditladder.co.uk/partne...

Plum
Save and Invest with Plum
https://prf.hn/click/camref:1100liEKi

Timestamps
0:00 Introduction
0:44 What is mortgage underwriting
1:32 Credit Checks
3:11 Criteria Checks
4:41 Affordability Assessment
5:49 The Property
6:45 Fraud and Money Laundering Checks
8:35 What to do if your mortgage application is declined
9:58 How long does mortgage underwriting take

Buy me a coffee
If you wish to show your appreciation I drink a lot of coffee!
https://www.buymeacoffee.com/michaelishe

If you think you could benefit from my advice then send me an email to [email protected]

Your home may be repossessed if you do not keep up repayments on your mortgage

**Disclaimer we do use affiliate links and get paid a small fee. This helps to generate a small income for the channel to enable us to continue to make informative content**

#mortgageunderwriting #mortgageunderwritinguk #mortgageunderwritingexplained #firsttimebuyers #howtobuyahouse #mortgagebroker #mortgageadvisor #pfs #firsttimebuyersuk #buyingahouse #homebuyingprocess #homebuyinguk #howtobuyahouse #firsttimebuyer #mortgageapplication
#mortgageapplicationtips

–––––––––––––––––––––––––––––– Buddha by Kontekst   / kontekstmusic   Creative Commons — AttributionShareAlike 3.0 Unported — CC BYSA 3.0 Free Download / Stream: http://bit.ly/2Pe7mBN Music promoted by Audio Library    • Buddha – Kontekst (No Copyright Music)   ––––––––––––––––––––––––––––––