Gabriela Ariza, 27, earns $112,000 a year from her fulltime job as a cybersecurity specialist, working part time in the IT department of a library on weekends, and renting out space in her house and garage. Ariza lives in Brookfield, Illinois, nine miles outside of Chicago and has two big financial goals: to purchase an investment property and retire by 55.

This is the latest installment of Millennial Money, which profiles people across the U.S. and details how they earn and spend their money.

Read more about Gabriela’s budget breakdown here: https://cnb.cx/2Xk1Jn5

On a quiet suburban street nine miles outside of Chicago, Gabriela Ariza is showing off her dream car, a ’91 Ford Mustang. It could use a bit of work — the convertible top needs to be replaced and the A/C is broken — but the 27yearold couldn’t be more proud.

She also owns a 2016 Subaru Impreza, which she rents out via Turo, an online car rental platform. Ariza has a lot of experience making the most of her possessions: Not only does she earn extra money renting her car, she also rents out part of her garage to another classic car owner and the second bedroom and basement in her house.

Ariza doesn’t necessarily need the extra money — she earns over $100,000 pretax between her fulltime job as a cybersecurity specialist and her parttime job working in the IT department of a library on the weekends — but it’s part of her plan to accomplish her two big financial goals: buying an investment property and retiring by 55.

Ariza already owns her own home in Brookfield, Illinois, has been building up her emergency savings account, and invests aggressively in a 401(k) and Roth IRA. Her own upbringing taught her the importance of financial stability: While she was growing up, her parents were fairly well off, with good jobs and some successful real estate investments.

“One day, my dad decided to take all the money,” Ariza tells CNBC Make It. She says he took her college fund, her mom’s retirement savings and all of the couple’s investments. “My mom had to file for bankruptcy, and we were pretty much out in the streets.” Almost a decade later, her mom is doing much better — she has a good job, Ariza says, and will be able to retire soon — but seeing her struggle changed how Ariza relates to money.

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Living On $112K A Year In Brookfield, Illinois | Millennial Money