If I could only have 1 credit card in my wallet, it would be a tough choice because there’s so many great cards out there. I would never be forced to choose just one, but if I wanted to drastically lower my annual fees, I wanted to find a card that fits my needs the best. The American Express Platinum, Chase Sapphire Reserve, Capital One Venture X, among many others, are all top tier cards, but which one would I prefer?

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