I worried about money when my net worth was 0, when it was 100k, and when it got over 500k; it never stopped until I made one change in my mindset.

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1. The wrong way to go about it
I don’t know if it's just me, but whenever I get to worrying, my first initial reaction is to try to block those things out so I don’t have to think about it anymore ( basically ignore it )
But that’s the wrong way to go about it
Because you may ignore it, but the elephant is still in the room

This same concept applies when we procrastinate
Task, you think about the discomfort of doing it, make excuses, get shortterm rewards of ignoring it, and then you get longterm negative effects of never working on it
So what I do these days, is the minute I get the itch to procrastinate and I get that trigger, I use the same trigger to get me to get action on whatever is i have to handle
For example, if I just remembered i have to send an email but i start to want to procrastinate, i send that email in that very second to get that work over with fast

2. Take action : 3 simple steps
control the flow of money, money comes in and money goes out
Pay off the debt
Save for emergencies

First:
calculate your baseline budget
And see how much money you actually need
And cut out all things that you don’t

Second:
use the remainder of the money to pay off your debt and clean up your bills
Pay the debt with the highest interest rates
To save more money

Third:
once done with step 2, start saving up for an emergency account
This way if things don’t turn out how you think, you can at least have 36 months to sort things out
Obviously: doing these steps will make you feel moreinn control, and less anxious about money but for me personally it doesn’t completely wiped out all the worries and I don’t think it is design to do that

3. What worked for me was this
my theology on the person of God
Theology is the study of God and your understanding of God
So what I believe about God gave me peace when it comes to my finances

Yes:
will keep managing my money
And trying to make the best investment i possibly can

But I’ll do all those things know
that everything belongs to God, so i should do my best to manage it appropriately
And that God has promised to provide
And if I believe in God, i should believe in his promises and that should wipe out those feelings

Here are two bible verses that help me with this

Matthew 6:26 ( God takes care of us )
Look at the birds of the air: they neither sow nor reap nor gather into barns, and yet your heavenly Father feeds them. Are you not of more value than they?

Matthew 25:1430 ( the parable of the talents )

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