Can you even imagine what life is like when you're on Baby Step 3? Just think about being debtfree and working toward 3–6 months of expenses saved in the bank! Here is some encouragement to keep going regardless of what life throws your way.

Are you still in debt? Kick debt to the curb and take control of your money today. Sign up for Financial Peace University! https://www.rachelcruze.com/product/f...

Download my Goal Trackers here: https://www.rachelcruze.com/download...

Connect with a professional for investing or for saving for your kids’ college: https://www.daveramsey.com/smartvestor

Find an independent insurance agent near you who can help you save money each month: https://www.rachelcruze.com/elp/insur...

Get Chris Hogan’s new book, Everyday Millionaires: https://www.chrishogan360.com/store/p...
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