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How to Answer a Summons for a Debt Collection Lawsuit

In this video I show you how to answer a summons for debt collection.

“My debt collector is my best friend!” — said no one ever.

Follow these steps to win your debt collection lawsuit.


1.Create your Answer document to the summons.

IN MOST STATES YOU ONLY HAVE 2030 DAYS TO RESPOND TO THE LAWSUIT BEFORE YOU AUTOMATICALLY LOSE!!!

That’s not a joke. If you ignore the lawsuit you will lose and you will end up paying more money, sometimes as much as 10x more! Do you want that? If you don’t want to automatically lose your case, then make an Answer.

To make your Answer to the complaint, respond to each numbered paragraph on the complaint.


2. Assert your affirmative defenses.

Also on your Answer document, you must assert your affirmative defenses. These are just any reason why the person suing you doesn’t have a case. If you don’t make your defense now, you can’t make it later.


3. File your Answer with the Court and mail a copy to the other party.

This is the most important and perhaps difficult part. In most states you need to physically print and mail your answer. Send one copy to the court, the other to the opposing attorney.

Responding to the lawsuit by first filing an answer will give you leverage to settle and talk down your debt.

You can use our website SoloSuit.com (http://bit.ly/2o0D4qv) to easily generate an answer, then we can have an attorney review it and file it for you.

50 State Guide on How To Answer a Summons for Debt Collection: http://bit.ly/2psySjz

Looking for even more ways to stick it to the man? Add to our Justice for All playlist on Spotify: https://spoti.fi/2VFgdx6