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Hey Guys! Welcome, and in today’s video, we are giving you our personal experience with medical insurance and hospitals here in Valencia and also we will share how much everything cost us!

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About 5 million foreigners live and work in Spain. Spain is very popular with people from other countries because it has excellent social security benefits, an outstanding worklife balance, great weather, and an excellent healthcare system.

However, expats often need clarification about how the Spanish healthcare system works, if they qualify for public insurance, and if they need to buy private health insurance. This kind of health insurance differs from Spain's travel insurance, which only covers tourists and visitors for travelrelated events.

So, before you join the other 5 million expats living in Spain, here is an overview of the country's healthcare system for expats.

In this video, we discuss our personal experiences with health insurance and hospitals in Valencia. This overview of the Spanish healthcare system is meant to help you understand it better and prepare for your move.

▶ Looking to skip ahead? Here are timestamps of today’s discussion:
00:00 Health Insurance In Spain For Foreigners
00:43 Backstory one of the reasons that we left the US was because of the Healthcare
01:47 Our personal experience with medical insurance and hospitals here in Valencia
03:33 Things that we love about our health insurance
04:49 Things we’ve learned about our health insurance
09:31 The total cost of our health insurance with Adeslas
13:51 Thanks for buying us coffee

Spain has a universal healthcare system, meaning all citizens and residents can access free public healthcare, regardless of income or employment status. This includes expats and shortterm residents who pay social security contributions. The National Health System (SNS) provides many services, including doctor's visits, hospital stays, and prescription drugs.
While the SNS is the primary healthcare provider in Spain, there is also a private healthcare sector. Many expats purchase private health insurance in addition to their SNS coverage. This can give them access to shorter waiting times, private hospitals and clinics, and Englishspeaking healthcare providers.

▶ Things that we love about our health insurance:
• Quick access to specialists
• Doctors can order a bold test, ultrasound, or scan without asking for the insurance company’s approval
• We didn’t have to take care of any paperwork
• The maximum amount covered perinsured party, for the entirety of the abovementioned expenses that are incurred abroad is 12,000 Euros.

▶ Things we’ve learned about our health insurance:
• Follow your doctor's orders especially when you need to come back for a procedure.
• Learning Spanish can greatly help with getting better & faster service
• Download the app of your health insurance provider
• Once you have a valid prescription from a licensed healthcare provider you can take it to any pharmacy in Spain
• Health insurance acceptance can vary based on your policy terms and the provider network. Innetwork doctors and hospitals are more likely to accept your insurance
• Dental care is considered separate from general healthcare and individuals often need to seek separate dental insurance or pay for dental services out of pocket
• Take emergency numbers on your phone including the local police fire medical services
• In the Spanish healthcare system, appointments for different medical services are often separate

So, watch the video till the end and let us know your thoughts in the comments.
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