Today I am condensing my cash envelopes and sinking funds for January 2024 and I hope you enjoy it! I know that I did!

Check out my Etsy shop here!
https://www.etsy.com/shop/Intentional...

Referral Codes:
Every Plate
https://www.everyplate.com/plans?c=ES...

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Honey
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Rakuten
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Dosh (I didn't talk about this one because I just started using it)
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https://link.dosh.cash/KRISTIK256

Amazon Affiliate Links to Products I Use:
My new calculator: https://amzn.to/3j3o9p0
My BRAND NEW iPad Air 4th Generation in Blue: https://amzn.to/3knR3kX
Apple Pencil (2nd Generation): https://amzn.to/3eo0vRy
iPad Air 4th Gen. Case (I got mine in blue): https://amzn.to/3ektci3
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My New Duvet Cover: https://amzn.to/3ltz7Ed
Happy Planner Metal Expander Rings (Gold): https://amzn.to/3kfXiVH
Tul Discbound Notebook with Leather Cover (Black): https://amzn.to/3aJYtcX
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Happy Planner Metal Expander Rings (Silver): https://amzn.to/3qLtK4Y
Arc Dividers: https://amzn.to/3s3gr0T
Arc Notebook Expander Rings (Plastic): https://amzn.to/3bKJ1gf
White Cardstock Paper (I used 65 lbs paper, not 110): https://amzn.to/39crZpK
Erasable Pens: https://amzn.to/3rYwi0t
Arc/Happy Planner Hole Punch: https://amzn.to/395V9XH
Desk Cover: https://amzn.to/2M01Jrc
Moterm A7 Planner (this is the one I have, but it's not in stock in black right now): https://amzn.to/3s1IRZb
Moterm Versa Pocket Planner (this is slightly different than the one I have but it comes in black): https://amzn.to/3q1bUKl
Moterm Inserts: https://amzn.to/38sU2Cp
Zipper Pouches for Moterm: https://amzn.to/3s4DJDx
A5 Sinking Funds Binder: https://amzn.to/3s3IUU5
A5 Zipper Pouches: https://amzn.to/39jHqNc
A6 Sinking Funds Binder: https://amzn.to/3nqrJZv
A6 Zipper Pouches: https://amzn.to/2LBtZzC
Note: I make a small amount of revenue when you purchase using my affiliate links. They do not increase the product price for you.

Thanks for being part of my journey! If you're new here: I get paid monthly, but I stuff my envelopes weekly (even my sinking funds). This helps keep me motivated & on track with my goals, so I hope you enjoy! I started my journey in August 2020. I paid off $2,714.62 in 2020, with $2,600.27 of that going towards my credit card debt, & I plan to pay off ALL my credit card/consumer debt before the end of 2021!!

If you want to stay connected with me even more, follow me on Instagram: @_intentional.living_

Inquiries
[email protected]

About Me
My name is Kristin, and I am on a debt payoff journey to eliminate my consumer debt before the end of 2021. My next goal will be to pay off my student loans! I hope you'll follow me on my journey where we can learn & grow together on our quest for financial wellness & intentional living.