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In this episode, the students learn a very important tool that will enable them to start on their road to financial success: and that is creating a budget!

Can you remember what you spent you last allowance on? If you can't, you need a plan.A BUDGET is your Saving and Spending Plan.

Without a budget, you will spend your pocket money and have any money left to save. You can also easily overspend and buy things you don't need and waste your money.
With a budget, you will put your money into Savings first before you spend. You will know how much you spend every day and you can keep track of your money.

A budget is important because it helps you pay yourself first, prevents you from overspending and allows you to prioritize.

SMART budgeting means Save first, Make a list, Apportion your money, Review your spending, and Trim your spending.

Start your SMART budget today!