I get asked a lot what the difference is between the "Budget" & "Actual" columns in the Budget By Paycheck Workbook.

I am a paycheck budgeter, which means I create a budget every single time I receive a paycheck. When you create a budget, you are using estimates based on what you think your expenses will be. Essentially, you should be planning ahead.

In this video, I break down the difference between your budget and actual spending. There is a significant difference, which could leave you more money than you think in your budget.

➡ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF

ABOUT ME

I'm the blogger behind https://www.thebudgetmom.com. I have a rambunctious 6yearold son, live in Washington, and I'm passionate about helping people with money management and personal finance. Let me know what you like to learn more about! Leave me comments and suggestions on my video and let me know!

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