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The American Express Gold Card earns membership reward points at:
4x on Restaurants
4x on US Supermarkets
3x on Flights booked on Airline websites and through Amex Portal
1x on everything else
Plus you receive:
$100 airline fee credit
$120 dining credit (good for use at Grub Hub, Seamless, the Cheesecake Factory, Ruth's Chris Steak House, Boxed, Shake Shack)

The annual fee is $250.

How you redeem membership reward points is very important!

You can redeem:
at a rate of .005 to .01 with gift cards
at a rate of .006 for statement credits
at a rate of .01 through their portal for flights and hotels
at a rate of .0125 with the Charles Schwab Platinum Card
at a rate of .01 to .02+ with transfer partners

I go through the math in the video, but I conclude unless you are a credit card nerd like myself, 99% of people are better off getting no annual fee cash back credit cards like the Wells Fargo Propel American Express Card and the American Express Blue Cash Everyday card to get 3% cash back on spending for all of the AmEx Gold's categories.

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DISCLAIMER:
This video is for entertainment purposes only. I am not in any way acting as an agent or representative of the Department of Defense or United States Federal Government when presenting this information. I am not a legal or financial expert or have any authority to give legal or financial advice. While all the information in this video is believed to be accurate at the time of its recording, realize this channel and its author makes no express warranty as to the completeness or accuracy, nor can it accept responsibility for errors appearing in this video.

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