Let’s talk about what NOT to do with your money Continuing with our month of finance, I am going to break down some of the things I wish I knew when I was younger.

00:00 Intro
00:21 Mistake #1: not budgeting
04:33 Mistake #2: looking at gross income instead of net income
05:20 Mistake #3 not looking at your student loans
07:10 Mistake #4 impulse spending
08:21 Mistake #5 you don’t need luxury items
09:23 Mistake #6 not using all your credit card benefits
10:58 Mistake #7 not investing sooner
12:45 Mistake #8 unhealthy spending habits
13:52 Using cash back services
16:23 Outro

MENTIONED ❤
❐ Free budgeting worksheets:
https://www.nerdwallet.com/assets/blo...
https://www.smartsheet.com/completec...
❐ Credit Card Benefits Spreadsheet: https://docs.google.com/spreadsheets/...
❐ Amex Gold referral link: https://americanexpress.com/enus/ref...
❐ Capital One referral link: https://capital.one/3Onrdg7
❐ Rakuten referral link: https://www.rakuten.com/r/MIKI1R?eeid...
❐ How to invest as a beginner (and everything to do BEFORE that!):    • How to invest as a beginner (and ever...  

OUR SOCIALS ❤
➱ Instagram:   / mikirai  
➱ Kev's Insta:   / k3vmd  
➱ TikTok: mikiraiofficial + k3vmd
➱ Shop all my favorites: https://www.amazon.com/shop/mikirai

PODCAST ❤
☆ Instagram:   / scrubsandsoysauce  
☆ TikTok:   / scrubsandsoysauce  
☆ Spotify: https://bit.ly/sassonspotify
☆ Apple Podcasts: https://bit.ly/sassonapple

MUSIC ❤
❐ Epidemic sound